5 Benefits of a Gym Membership

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Many people believe that paying for a gym membership is a waste of money. They feel that they can get as good a workout at home, especially if they’ve purchased their own equipment. While some gyms are certainly overpriced, there are many that are easily affordable and offer a wide-range of benefits you won’t get from simply working out at home. If you’re unconvinced, here are some of the benefits of becoming a member of an organized gym.

Free classes

While not all gyms offer this benefit, there are plenty that do. A gym membership that includes access to a variety of classes offers new options for working out and a way to keep fitness exciting. Many people have memberships to yoga studios or other places that offer one type of exercise. However, if you can find a gym that offers these class types along with a full gym, you’ll receive multiple benefits in one location and for one cost.

Various types of equipment

In addition to a variety of classes, you’ll also receive access to various types of equipment with your membership. It would take an immense amount of space and money to replicate in your own home the type of options an organized gym offers its members. You have many cardio and weight machines to choose from, as well as free weights. You also have access to other facilities at many gyms, such as a pool, basketball court, or track.

Workout buddies

One of the most motivating steps you can take to keep yourself regularly working out is finding people to head to the gym with you. Having other people hold you accountable on days you don’t want to work out is important. By becoming a member of a gym, you’ll have a place to go with your workout buddies and even be able to meet new people to workout with there.

Positive environment

A gym is generally a very positive environment for those working on their fitness. Regardless of the reason you’re going to the gym, you’re surrounded by people who are also there working on improving their fitness in some way. There are often motivational phrases and useful information around gyms, which can push you to meet new goals. If there are times you lose motivation or feel as though you’re plateauing, the positive environment of a gym helps you keep going.

Save money

You might not immediately think it, but becoming a member of a gym can save you money. If you’re considering creating a workout space in your home, it’ll often end up being more expensive than a monthly gym membership, especially since there are so many low-cost options. Fitness equipment is expensive, whereas you can have access to top-tier equipment for much less by becoming a member of a gym.

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6 Tips for Getting Ready to Head to Grad School

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Once you’ve been accepted to graduate school, you might think it’s time to relax and that you can approach grad school like you did your undergrad college. However, grad school is vastly different from your previous college experience. You’re studying something much more specialized and are in an even more competitive program. You’ll have to work harder and produce higher level work in order to excel in your grad program. It’s important to remember that grad school is a much more professional environment than undergrad; you’re entirely focused on progressing your career and have a narrowed view of what you want to study. This focus doesn’t mean that grad school can’t be fun, it just mean you need to prepare for it differently than you did undergrad.

Network

Since grad school is all about getting ready for the future, take time to network before and during it. Attend local networking events over the summer and take advantage of any opportunities to connect with people from your school. The sooner you get to know professors and fellow students, the better.

Learn about the school

Once you’ve chosen your grad school, take the time to learn more about it. What’s the town or area around it like? How’s the campus? What are the classes and professors like there? Try to find current students to talk to or blogs to read. It’s never too early to start thinking about what classes you’d like to take or what organizations you’ll get involved with.

Choose where you’ll live

Some grad schools do not offer on-campus housing so it’s up to you to find your own place to stay while in school. Others do offer housing, but it’s often your responsibility to seek out your options and decide where to stay. The last thing you want is to show up on the first day with nowhere to stay.

Increase your knowledge

Before getting to grad school, it’s beneficial to increase your knowledge of the subject you’ll be studying and any other areas that could be useful. Take time to catch up with recent news and developments in your chosen field of study. Refresh yourself on the basics and do some research to find out if there’s any material you should know that you haven’t previously studied.

Get prepared

In addition to being prepared as far as your studies go, making sure you’re practically prepared is important too. Once you decide where you’re living, do you have all the essentials you’ll need for your new home? Do you have clothes that are appropriate for the climate? Are all of your papers in order? Make a list of everything you’ll need and tasks you to complete before starting grad school to be sure you don’t forget anything important.

Create some goals

Finally, set aside time to create a few goals for yourself. You’re entering grad school and need to have a plan for what you’ll do these years and afterwards. Are there specific internships you’d like to apply for? What do you want your career to look like once you’re done with school? Setting long-term goals helps you stay focused and organized during grad school.

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7 Reasons Why You Should Consider a Career in Finance

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Every career has its merits and any industry has great positives. The most important aspect of choosing what you want your future career to be is finding something you feel passionate about and you’ll actually enjoy doing in the upcoming years. However, it’s also important to choose a career path that leads to viable options and sets you up for success, whatever that means to you. If you’re interested in pursuing a career in finance, but aren’t entirely sure it’s exactly what you want to do or think it might not be the best option, here are some reasons you should seriously consider pursuing a career in finance and getting into the industry.

Variety of jobs

Whether you’re interested in working at a bank, on Wall Street, or as a financial planner, there’s a variety of options for the career path you’d like to take in finance. You can decide what other skills you have and what type of finance job best caters to those talents and interests. Try to get internships with a variety of finance companies and professionals to see what you’d like to try out.

Further your education

In finance, there are ample opportunities to further your education, formally and informally. You can teach yourself new aspects of finance and constantly follow developments or you can head back to school and get other degrees or certifications that benefit your career.

Opportunity for growth

In addition to furthering your education, there are plenty of opportunities for growth within the finance industry. Even as you start out at an entry-level job, there are going to be job openings that allow you to branch out into other positions and companies as your career grows. You have pretty good job security and will develop a variety of skills that make you a stronger employee.

Good salaries

For most professionals in finance, by a certain point in their careers, they’re earning steady salaries that are good. While you might have to put in long hours for entry-level pay at the beginning of your career, if you actually enjoy what you’re doing and stick with it, you’ll see that hard work pay off.

Regularly challenges you

The finance industry is always changing, so there are constantly new developments that professionals must famliarize themselves with. As laws change, finance changes as well. As a professional is finance, it’s important to stay up-to-date on what affects your industry and specific focus. It’ll be challenging, but also interesting.

Balance your lifestyle

As your career progresses, you’ll likely have the chance to begin making your own schedule and working independently. You might even become an entrepreneur and start your own business. The possibilities are endless when working in finance, so you can certainly find a career that suits your preferred lifestyle.

You’ll help others
One of the best parts of finance that many people do not talk about is that you’ll have the opportunity to help others, especially if you go into financial advising. Being able to help others manage their finances, make smart investments, or get out of debt feels incredibly rewarding.

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What Happened with Germany in the World Cup?

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Going into the World Cup this year, Germany was ones of the favorites to win. After taking home the champion title last World Cup, nearly everyone thought Germany would do well again. They had a 10.62% chance of taking home the title again this year, which are very strong odds. Unfortunately, these predictions for Germany didn’t hold true and there was some major upset in the World Cup standings after the game between Germany and South Korea.

What happened?

On June 27th, 2018, the German football team went up against South Korea and did not come out the winners. Germany lost the game 0-2 and launched plenty of headlines about the shocking upset. Football fans around the world were shocked, none more than fans of Germany. No one really expected South Korea to perform like they did, especially when it came to beating Germany, a team that was expected to easily make it to the finals.

In response to Germany’s loss, publications around the world carried headlines about it, many poking fun at the team and their home country. These headlines brought politics into the center of Germany’s defeat, featuring various opinions on the country. Many headlines made references to current and past historic events, ranging from people’s opinions of Chancellor Angela Merkel to WWII to Napoleon conquering Russia. However, these references to politics should come as no surprise to fans, since the World Cup is always rife with them.

Why?

So, what led to Germany’s catastrophic loss? South Korea somehow managed to score two goals against the German team, including one in the 92nd minute of the match. As many people wonder how Germany was defeated so soundly, it has been suggested that a large part of it is due to the team’s overconfidence in their ability to win. Commentators believe Germany’s success in the previous World Cup led them to underestimate the amount of effort they’d need to put into their matches this year.

Moving forward

Many fans are wondering what this upset means for the rest of the tournament. While there are still plenty of teams left in the World Cup, a favorite has been pushed out in a startingly defeat. Moving forward, rankings are a bit different, predictions have been ruined, and it’s time the reevaluate team standings. Without Germany, there are openings for new teams to move up and pose themselves for victory. It’s also worth considering: if Germany was so easily defeated by an unexpected team, what other upsets could occur in the next couple of weeks?

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5 Reasons You Should Be Watching the World Cup

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Even though the United States isn’t in the World Cup this year, there are still plenty of reasons to tune in. You might not have been watching the last couple of weeks, but you still have until July 15th to check out the games. The great aspect of the World Cup is starting to watch halfway through doesn’t mean you’ll need to catch up; you can just check team standings before you begin watching. Even if you’re not a huge soccer fan, you’ll still find the games enjoyable and can pick a team to root for. Here are some of the top reasons to tune into the World Cup this year.

Feel the thrill of victory

Even if the United States isn’t playing, choose another team to support. Regardless of the team, you’ll feel a thrill as you celebrate their victories with them and become invested in how that team plays. Simply rooting on a random team can be great fun.

Learn about another country

Once you choose what team to support, do some research on the country that team represents, who the players are, and what the predictions for them are this year. You might learn something you didn’t know before and will feel a genuine connection as you watch people from that country work toward victory.

Politics play a role

Many people view the World Cup as simply a sports match, but it’s more than that. Countries from all over the world are competing against each other. Each country has vastly different governments and cultures; it’s inevitable that politics play a role in how others respond to specific wins and losses. A great example of how politics play into the response to the World Cup is to take a look at some of the headlines that cropped up after Germany’s loss to South Korea.

Learn about great athletes

If you’re unfamiliar with soccer and the great athletes involved in the professional soccer world, the World Cup is your opportunity to learn more about them. Two of the best players to watch are Lionel Messi and Cristiano Ronaldo. Even if you aren’t a big fan of soccer, you’ll be able to appreciate the incredible skill of these two men as they play the sport. They’re two of the best athletes in the world right now, so take time to watch them play.

Know what other people are talking about

Finally, a great reason to watch the World Cup is simply because you know a lot of people around you will be watching it too. If you’re even remotely interested in it, you can make plans with your friends or coworkers to watch games and spend some quality time together!

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Predictions for the 2018 World Cup

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Soccer fans around the world are anticipating the start of the 2018 World Cup, set to begin on June 14. Russia will be hosting the 21st FIFA World Cup, which is the first time a European country has held the tournament since Germany in 2006. Thirty-two teams will compete in a total of 64 matches throughout 11 cities in Russia. The final match, which occurs on July 15, will be held at the Luzhniki Stadium in Moscow.

Twenty out of the total 32 competing teams played in the last World Cup, which was held in Brazil in 2014. Germany was victorious in that tournament, and they are also one of the top contenders in this World Cup. Soccer enthusiasts are already compiling lists of who they think will win this year’s competition and what each teams chances are.

Leading the pack with a 50.33% chance of making it into the final 16 teams is Brazil. Their first game will be held on June 17 against Switzerland at the Rostov Arena in Rostov-On-Don. They have a 34.20% chance of making it into the quarterfinals, a 21.26% chance of making it to the semifinals, and a 13.34% chance of making it to the final game.

Not far behind them are the defending World Cup champs, Germany. They are predicted to have a 45.85% chance of making into the top 16 teams, with a 30.35% chance of playing in the quarterfinals, an 18.02% chance of making it to the semifinals, and a 10.62% chance of bringing home the cup for the fifth time.

Other top contenders include Argentina, with a 10.16% chance of winning it all, France with a 9.89% chance, and Spain with a 8.71% chance. In the middle of the pack are Belgium (4.00%), Portugal (3.28%), Uruguay (3.14%), Columbia (2.72%), England (2.22%), and Japan (2.15%).

With a less than two percent chance of making it into the finals, Sweden, Croatia, Mexico, Serbia, Poland, Peru, Australia, Switzerland, Egypt, Nigeria, Iran, Senegal, Denmark, Iceland, Saudi Arabia, Costa Rica, Korea Republic, Tunisia, Panama, and Morocco have their work cut out for them. Host country Russia has a 1.93% chance of making it into the finals when they kick off the tournament on June 14 against Saudi Arabia at the Luzhniki Stadium in Moscow.

4 Tips for Handling Your Schedule as a Young Professional

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When you’re in college, you might think that you have a busy schedule and you’re prepared to juggle obligations and run on limited sleep. However, once you graduate and become a young professional with a full-time job, you’ll realize that you’re incredibly busy, but it’s different from what you experienced during college. When you’re in college, you have a clear path and schedule; you take classes at specific times, you have regular meetings, you do stuff with your friends who live nearby.

As a young professional, you’re spending at least eight hours at your workplace and then have a limited amount of time for your other plans. It’s up to you to plan your own schedule. You have to coordinate with friends’ schedules, find volunteer opportunities, discover networking groups and events, and make up your mind on what should be a priority and how you want to spend your time. For college students who thrived on being involved, having so many options on top of working full-time can feel a little overwhelming. Here are some tips on how to handle your young professional schedule and make sure you’re doing what you really want to do.

Prioritize events

The first step to take for managing your new, busy schedule is to prioritize your commitments and what you want to get involved in. If there’s a cause particularly important to you, make a charity that works with it your main philanthropic focus instead of trying to get involved with a variety of organizations. If you want to spend time visiting your family above everything else, plan around those visits. Decide what your focus is and how you want to spend your time and then work around those events.

Get plenty of rest

When you’re spending hours at work, going to the gym, attending a networking event, volunteering, and hanging out with friends, you probably feel like you cannot waste a second of your day sleeping more than necessary. However, being well rested is key to being able to manage a busy schedule; you’ll feel more inclined to stick to commitments and excel at work if you’re not short on sleep.

Talk to your friends

If you’re struggling to find time to fit in all the activities in your schedule and hang out with your friends or significant other, talk to them. Find out what each others’ schedules are and consider participating in events together. Attending a networking event together can be fun and help you branch out from your comfort zone. Volunteering together is a great idea and can be something you make a regular occurrence. It’s harder to stay in touch with friends once you graduate, so make the extra effort.

Plan ahead

You’ll feel much more on top of your schedule when you make the effort to actually plan ahead. Take time at the beginning of each week to look over your schedule so you’re aware of everything that’s happening in the week ahead. You don’t want to be caught off guard by an obligation or event you forgot. Add meetings and events to your phone’s calendar so you get reminders and write them down in a physical planner. You’ll be (and feel) more organized and do not have to stress about remembering everything.