5 Ways to Get Involved in a New City

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Whether you’re moving to a new city for work or school, it’s important to get involved in your new home. You might think you’ll be okay and are planning on focusing on your job or academics and believe you can meet people organically, but you’ll enjoy the experience much more if you put your best foot forward as soon as you move and take steps to get involved in the city as much as possible. Connecting with other people, joining organizations, and starting new hobbies makes your transition much less stressful.

Find online communities

One of the easiest ways to get involved in a new city is finding an online community you can join. Whether it’s a forum for new people in the city, a local discussion board, or a Facebook group, there are plenty of ways to find out more about the social aspects of where you’ll be living and begin to make some friends. Even if you simply want to ask some questions about living in the new city, online communities are a great place to start.

Join a networking organization

Most cities have some kind of networking organization you can join, especially if you’re a young professional or college student. These organizations are a wonderful way to meet other people, get involved in local events, and simply learn some new skills or information. You can find these groups using Facebook or simply Google the name of your city and “young professional organization.”

Volunteer

If you’re looking for ways to give back or are passionate about a specific cause, there are plenty of opportunities in any city to volunteer. Look up local philanthropies and then contact them about volunteer opportunities and how you can get more involved. You’ll meet other passionate people who want to give back to the community.

Participate in community events

You can volunteer for community events or you can simply attend them. Just going to community events helps give you a feel for what your new home is like and it provides a wonderful opportunity to connect with locals. At most local community events, you’ll also find plenty of organizations and businesses from the area handing out information about what they do and how you can get involved. Take advantage of what’s happening in your new city and get involved as soon as possible.

Start a new hobby
Starting a new hobby can be incredibly beneficial; you’ll learn new skills and have something to focus on that’s productive. You can also search out local groups that share this hobby, which is something you can do for a hobby you’re already familiar with as well. You’ll meet people you have at least one interest in common with and you can attend meetings or events related to your hobby.

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4 Tips to Prepare for Attending College in Another Country

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Lots of people study abroad in other countries, but a lot fewer people actually attend college and receive their degree in a foreign country. For college students from the United States, whether you’re looking to gain an undergraduate degree or are researching grad schools, there are many great options outside of the country. Sometimes, foreign schools even cost less (or are free) when compared to schools in the United States. If you’re planning on attending college in a different country, here are some tips to make this journey as easy as possible.

Choose your school carefully

The first step to take once you decide you’d like to look at colleges abroad is to carefully research the schools you’re looking at. Do not simply choose a school because it’s in a county you’d like to visit and you have a high chance of getting accepted. Much like schools in the United States, where you decide to earn your degree is important and can affect your employability in the future. Research the schools and learn as much as possible, such as how current students like the school, what it’s reputation is, and what your specific department would be like. Consider reaching out to current professors and students and asking any questions you may have.

Research the area

No matter where you’re thinking of attending school, even if you’ve already visited that country or city, research the area. You’ll be living there for at least a year, so you’re going to become immersed in the area and culture. Work on learning the native language beforehand, discover the history of the area, and check out the pop culture of that country. The more you understand when you start school, the more comfortable you’ll feel. Remember to take time to sightsee and travel the local area once you’re in school so you don’t miss out on anything.

Connect with locals

Once you get to your new home, and even before, find time to connect with the locals. Join groups or clubs or simply find an online forum where you can get to know some people and what life is like in the area. Remember to connect with other students as well because many of them will probably be from the country the school is located in.

Plan out what you’re taking

While you’ll be in a foreign country for a significant amount of time, it’s important to not overpack. Strategically plan out what you’ll be taking with you and research what people have found most useful when studying abroad in this country. Remember that you can always buy toiletries once you settle in, so avoid taking up space with something you can simply get once you arrive.

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3 Reasons to Save for Retirement as Soon as Possible

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You’ve probably heard people reiterate the importance of saving for retirement over and over again. You know it’s something you’ll eventually have to do and a milestone in your life. However, when you’re young, it can seem so far away that it isn’t worth worrying about at this point in your career and life. You know you have decades before you’ll retire and you would rather have that money now instead of putting it into a retirement account. However, the sooner you begin saving, the more financially stable you’ll be once retirement comes around. Avoid putting off saving for retirement and start putting money away today.

Lots of options

There are plenty of options for how to invest your money. To start, you can choose from many different accounts. You could choose some kind of IRA, either a traditional or Roth. An IRA is particularly useful if you’re younger and just starting out in your career. If you work for a company that offers a retirement plan, this plan will typically be a 401(k); sometimes they’ll even match your contribution. You can choose to put money toward various accounts or just stick with one that best fits your goals.

Too many people avoid saving

If you take time to look up information on what people are saving for retirement, you’ll find that an overwhelmingly high number of people have no to little money saved up for retirement, even though they’re in their 40s or 50s. These people put themselves in dire situations where they either have to work many years longer than they intended or live only on social security once they retire. Saving money for retirement as soon as possible is the best solution to this issue. Start saving while you can because situations could arise that lead to you not being able to save as much.

Time to build

Time is the most important factor when it comes to saving for retirement and how much your accounts will grow. No matter what kind of account you end up choosing, the more money you contribute while you’re starting out in your career, the larger it’ll grow. You want that money to start growing as soon as possible, because further wealth will build off of any interest you gain on your initial investment. There are going to be times when you see fluctuations in your accounts, especially depending on the types of stocks or funds you invest that money in and what your risk tolerance is, but ultimately you’ll see that money grow since the market always bounces back.

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5 Benefits of a Gym Membership

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Many people believe that paying for a gym membership is a waste of money. They feel that they can get as good a workout at home, especially if they’ve purchased their own equipment. While some gyms are certainly overpriced, there are many that are easily affordable and offer a wide-range of benefits you won’t get from simply working out at home. If you’re unconvinced, here are some of the benefits of becoming a member of an organized gym.

Free classes

While not all gyms offer this benefit, there are plenty that do. A gym membership that includes access to a variety of classes offers new options for working out and a way to keep fitness exciting. Many people have memberships to yoga studios or other places that offer one type of exercise. However, if you can find a gym that offers these class types along with a full gym, you’ll receive multiple benefits in one location and for one cost.

Various types of equipment

In addition to a variety of classes, you’ll also receive access to various types of equipment with your membership. It would take an immense amount of space and money to replicate in your own home the type of options an organized gym offers its members. You have many cardio and weight machines to choose from, as well as free weights. You also have access to other facilities at many gyms, such as a pool, basketball court, or track.

Workout buddies

One of the most motivating steps you can take to keep yourself regularly working out is finding people to head to the gym with you. Having other people hold you accountable on days you don’t want to work out is important. By becoming a member of a gym, you’ll have a place to go with your workout buddies and even be able to meet new people to workout with there.

Positive environment

A gym is generally a very positive environment for those working on their fitness. Regardless of the reason you’re going to the gym, you’re surrounded by people who are also there working on improving their fitness in some way. There are often motivational phrases and useful information around gyms, which can push you to meet new goals. If there are times you lose motivation or feel as though you’re plateauing, the positive environment of a gym helps you keep going.

Save money

You might not immediately think it, but becoming a member of a gym can save you money. If you’re considering creating a workout space in your home, it’ll often end up being more expensive than a monthly gym membership, especially since there are so many low-cost options. Fitness equipment is expensive, whereas you can have access to top-tier equipment for much less by becoming a member of a gym.

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6 Tips for Getting Ready to Head to Grad School

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Once you’ve been accepted to graduate school, you might think it’s time to relax and that you can approach grad school like you did your undergrad college. However, grad school is vastly different from your previous college experience. You’re studying something much more specialized and are in an even more competitive program. You’ll have to work harder and produce higher level work in order to excel in your grad program. It’s important to remember that grad school is a much more professional environment than undergrad; you’re entirely focused on progressing your career and have a narrowed view of what you want to study. This focus doesn’t mean that grad school can’t be fun, it just mean you need to prepare for it differently than you did undergrad.

Network

Since grad school is all about getting ready for the future, take time to network before and during it. Attend local networking events over the summer and take advantage of any opportunities to connect with people from your school. The sooner you get to know professors and fellow students, the better.

Learn about the school

Once you’ve chosen your grad school, take the time to learn more about it. What’s the town or area around it like? How’s the campus? What are the classes and professors like there? Try to find current students to talk to or blogs to read. It’s never too early to start thinking about what classes you’d like to take or what organizations you’ll get involved with.

Choose where you’ll live

Some grad schools do not offer on-campus housing so it’s up to you to find your own place to stay while in school. Others do offer housing, but it’s often your responsibility to seek out your options and decide where to stay. The last thing you want is to show up on the first day with nowhere to stay.

Increase your knowledge

Before getting to grad school, it’s beneficial to increase your knowledge of the subject you’ll be studying and any other areas that could be useful. Take time to catch up with recent news and developments in your chosen field of study. Refresh yourself on the basics and do some research to find out if there’s any material you should know that you haven’t previously studied.

Get prepared

In addition to being prepared as far as your studies go, making sure you’re practically prepared is important too. Once you decide where you’re living, do you have all the essentials you’ll need for your new home? Do you have clothes that are appropriate for the climate? Are all of your papers in order? Make a list of everything you’ll need and tasks you to complete before starting grad school to be sure you don’t forget anything important.

Create some goals

Finally, set aside time to create a few goals for yourself. You’re entering grad school and need to have a plan for what you’ll do these years and afterwards. Are there specific internships you’d like to apply for? What do you want your career to look like once you’re done with school? Setting long-term goals helps you stay focused and organized during grad school.

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7 Reasons Why You Should Consider a Career in Finance

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Every career has its merits and any industry has great positives. The most important aspect of choosing what you want your future career to be is finding something you feel passionate about and you’ll actually enjoy doing in the upcoming years. However, it’s also important to choose a career path that leads to viable options and sets you up for success, whatever that means to you. If you’re interested in pursuing a career in finance, but aren’t entirely sure it’s exactly what you want to do or think it might not be the best option, here are some reasons you should seriously consider pursuing a career in finance and getting into the industry.

Variety of jobs

Whether you’re interested in working at a bank, on Wall Street, or as a financial planner, there’s a variety of options for the career path you’d like to take in finance. You can decide what other skills you have and what type of finance job best caters to those talents and interests. Try to get internships with a variety of finance companies and professionals to see what you’d like to try out.

Further your education

In finance, there are ample opportunities to further your education, formally and informally. You can teach yourself new aspects of finance and constantly follow developments or you can head back to school and get other degrees or certifications that benefit your career.

Opportunity for growth

In addition to furthering your education, there are plenty of opportunities for growth within the finance industry. Even as you start out at an entry-level job, there are going to be job openings that allow you to branch out into other positions and companies as your career grows. You have pretty good job security and will develop a variety of skills that make you a stronger employee.

Good salaries

For most professionals in finance, by a certain point in their careers, they’re earning steady salaries that are good. While you might have to put in long hours for entry-level pay at the beginning of your career, if you actually enjoy what you’re doing and stick with it, you’ll see that hard work pay off.

Regularly challenges you

The finance industry is always changing, so there are constantly new developments that professionals must famliarize themselves with. As laws change, finance changes as well. As a professional is finance, it’s important to stay up-to-date on what affects your industry and specific focus. It’ll be challenging, but also interesting.

Balance your lifestyle

As your career progresses, you’ll likely have the chance to begin making your own schedule and working independently. You might even become an entrepreneur and start your own business. The possibilities are endless when working in finance, so you can certainly find a career that suits your preferred lifestyle.

You’ll help others
One of the best parts of finance that many people do not talk about is that you’ll have the opportunity to help others, especially if you go into financial advising. Being able to help others manage their finances, make smart investments, or get out of debt feels incredibly rewarding.

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What Happened with Germany in the World Cup?

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Going into the World Cup this year, Germany was ones of the favorites to win. After taking home the champion title last World Cup, nearly everyone thought Germany would do well again. They had a 10.62% chance of taking home the title again this year, which are very strong odds. Unfortunately, these predictions for Germany didn’t hold true and there was some major upset in the World Cup standings after the game between Germany and South Korea.

What happened?

On June 27th, 2018, the German football team went up against South Korea and did not come out the winners. Germany lost the game 0-2 and launched plenty of headlines about the shocking upset. Football fans around the world were shocked, none more than fans of Germany. No one really expected South Korea to perform like they did, especially when it came to beating Germany, a team that was expected to easily make it to the finals.

In response to Germany’s loss, publications around the world carried headlines about it, many poking fun at the team and their home country. These headlines brought politics into the center of Germany’s defeat, featuring various opinions on the country. Many headlines made references to current and past historic events, ranging from people’s opinions of Chancellor Angela Merkel to WWII to Napoleon conquering Russia. However, these references to politics should come as no surprise to fans, since the World Cup is always rife with them.

Why?

So, what led to Germany’s catastrophic loss? South Korea somehow managed to score two goals against the German team, including one in the 92nd minute of the match. As many people wonder how Germany was defeated so soundly, it has been suggested that a large part of it is due to the team’s overconfidence in their ability to win. Commentators believe Germany’s success in the previous World Cup led them to underestimate the amount of effort they’d need to put into their matches this year.

Moving forward

Many fans are wondering what this upset means for the rest of the tournament. While there are still plenty of teams left in the World Cup, a favorite has been pushed out in a startingly defeat. Moving forward, rankings are a bit different, predictions have been ruined, and it’s time the reevaluate team standings. Without Germany, there are openings for new teams to move up and pose themselves for victory. It’s also worth considering: if Germany was so easily defeated by an unexpected team, what other upsets could occur in the next couple of weeks?

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