6 Tips for Getting Ready to Head to Grad School


Once you’ve been accepted to graduate school, you might think it’s time to relax and that you can approach grad school like you did your undergrad college. However, grad school is vastly different from your previous college experience. You’re studying something much more specialized and are in an even more competitive program. You’ll have to work harder and produce higher level work in order to excel in your grad program. It’s important to remember that grad school is a much more professional environment than undergrad; you’re entirely focused on progressing your career and have a narrowed view of what you want to study. This focus doesn’t mean that grad school can’t be fun, it just mean you need to prepare for it differently than you did undergrad.


Since grad school is all about getting ready for the future, take time to network before and during it. Attend local networking events over the summer and take advantage of any opportunities to connect with people from your school. The sooner you get to know professors and fellow students, the better.

Learn about the school

Once you’ve chosen your grad school, take the time to learn more about it. What’s the town or area around it like? How’s the campus? What are the classes and professors like there? Try to find current students to talk to or blogs to read. It’s never too early to start thinking about what classes you’d like to take or what organizations you’ll get involved with.

Choose where you’ll live

Some grad schools do not offer on-campus housing so it’s up to you to find your own place to stay while in school. Others do offer housing, but it’s often your responsibility to seek out your options and decide where to stay. The last thing you want is to show up on the first day with nowhere to stay.

Increase your knowledge

Before getting to grad school, it’s beneficial to increase your knowledge of the subject you’ll be studying and any other areas that could be useful. Take time to catch up with recent news and developments in your chosen field of study. Refresh yourself on the basics and do some research to find out if there’s any material you should know that you haven’t previously studied.

Get prepared

In addition to being prepared as far as your studies go, making sure you’re practically prepared is important too. Once you decide where you’re living, do you have all the essentials you’ll need for your new home? Do you have clothes that are appropriate for the climate? Are all of your papers in order? Make a list of everything you’ll need and tasks you to complete before starting grad school to be sure you don’t forget anything important.

Create some goals

Finally, set aside time to create a few goals for yourself. You’re entering grad school and need to have a plan for what you’ll do these years and afterwards. Are there specific internships you’d like to apply for? What do you want your career to look like once you’re done with school? Setting long-term goals helps you stay focused and organized during grad school.

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7 Reasons Why You Should Consider a Career in Finance


Every career has its merits and any industry has great positives. The most important aspect of choosing what you want your future career to be is finding something you feel passionate about and you’ll actually enjoy doing in the upcoming years. However, it’s also important to choose a career path that leads to viable options and sets you up for success, whatever that means to you. If you’re interested in pursuing a career in finance, but aren’t entirely sure it’s exactly what you want to do or think it might not be the best option, here are some reasons you should seriously consider pursuing a career in finance and getting into the industry.

Variety of jobs

Whether you’re interested in working at a bank, on Wall Street, or as a financial planner, there’s a variety of options for the career path you’d like to take in finance. You can decide what other skills you have and what type of finance job best caters to those talents and interests. Try to get internships with a variety of finance companies and professionals to see what you’d like to try out.

Further your education

In finance, there are ample opportunities to further your education, formally and informally. You can teach yourself new aspects of finance and constantly follow developments or you can head back to school and get other degrees or certifications that benefit your career.

Opportunity for growth

In addition to furthering your education, there are plenty of opportunities for growth within the finance industry. Even as you start out at an entry-level job, there are going to be job openings that allow you to branch out into other positions and companies as your career grows. You have pretty good job security and will develop a variety of skills that make you a stronger employee.

Good salaries

For most professionals in finance, by a certain point in their careers, they’re earning steady salaries that are good. While you might have to put in long hours for entry-level pay at the beginning of your career, if you actually enjoy what you’re doing and stick with it, you’ll see that hard work pay off.

Regularly challenges you

The finance industry is always changing, so there are constantly new developments that professionals must famliarize themselves with. As laws change, finance changes as well. As a professional is finance, it’s important to stay up-to-date on what affects your industry and specific focus. It’ll be challenging, but also interesting.

Balance your lifestyle

As your career progresses, you’ll likely have the chance to begin making your own schedule and working independently. You might even become an entrepreneur and start your own business. The possibilities are endless when working in finance, so you can certainly find a career that suits your preferred lifestyle.

You’ll help others
One of the best parts of finance that many people do not talk about is that you’ll have the opportunity to help others, especially if you go into financial advising. Being able to help others manage their finances, make smart investments, or get out of debt feels incredibly rewarding.

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What Happened with Germany in the World Cup?


Going into the World Cup this year, Germany was ones of the favorites to win. After taking home the champion title last World Cup, nearly everyone thought Germany would do well again. They had a 10.62% chance of taking home the title again this year, which are very strong odds. Unfortunately, these predictions for Germany didn’t hold true and there was some major upset in the World Cup standings after the game between Germany and South Korea.

What happened?

On June 27th, 2018, the German football team went up against South Korea and did not come out the winners. Germany lost the game 0-2 and launched plenty of headlines about the shocking upset. Football fans around the world were shocked, none more than fans of Germany. No one really expected South Korea to perform like they did, especially when it came to beating Germany, a team that was expected to easily make it to the finals.

In response to Germany’s loss, publications around the world carried headlines about it, many poking fun at the team and their home country. These headlines brought politics into the center of Germany’s defeat, featuring various opinions on the country. Many headlines made references to current and past historic events, ranging from people’s opinions of Chancellor Angela Merkel to WWII to Napoleon conquering Russia. However, these references to politics should come as no surprise to fans, since the World Cup is always rife with them.


So, what led to Germany’s catastrophic loss? South Korea somehow managed to score two goals against the German team, including one in the 92nd minute of the match. As many people wonder how Germany was defeated so soundly, it has been suggested that a large part of it is due to the team’s overconfidence in their ability to win. Commentators believe Germany’s success in the previous World Cup led them to underestimate the amount of effort they’d need to put into their matches this year.

Moving forward

Many fans are wondering what this upset means for the rest of the tournament. While there are still plenty of teams left in the World Cup, a favorite has been pushed out in a startingly defeat. Moving forward, rankings are a bit different, predictions have been ruined, and it’s time the reevaluate team standings. Without Germany, there are openings for new teams to move up and pose themselves for victory. It’s also worth considering: if Germany was so easily defeated by an unexpected team, what other upsets could occur in the next couple of weeks?

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5 Reasons You Should Be Watching the World Cup


Even though the United States isn’t in the World Cup this year, there are still plenty of reasons to tune in. You might not have been watching the last couple of weeks, but you still have until July 15th to check out the games. The great aspect of the World Cup is starting to watch halfway through doesn’t mean you’ll need to catch up; you can just check team standings before you begin watching. Even if you’re not a huge soccer fan, you’ll still find the games enjoyable and can pick a team to root for. Here are some of the top reasons to tune into the World Cup this year.

Feel the thrill of victory

Even if the United States isn’t playing, choose another team to support. Regardless of the team, you’ll feel a thrill as you celebrate their victories with them and become invested in how that team plays. Simply rooting on a random team can be great fun.

Learn about another country

Once you choose what team to support, do some research on the country that team represents, who the players are, and what the predictions for them are this year. You might learn something you didn’t know before and will feel a genuine connection as you watch people from that country work toward victory.

Politics play a role

Many people view the World Cup as simply a sports match, but it’s more than that. Countries from all over the world are competing against each other. Each country has vastly different governments and cultures; it’s inevitable that politics play a role in how others respond to specific wins and losses. A great example of how politics play into the response to the World Cup is to take a look at some of the headlines that cropped up after Germany’s loss to South Korea.

Learn about great athletes

If you’re unfamiliar with soccer and the great athletes involved in the professional soccer world, the World Cup is your opportunity to learn more about them. Two of the best players to watch are Lionel Messi and Cristiano Ronaldo. Even if you aren’t a big fan of soccer, you’ll be able to appreciate the incredible skill of these two men as they play the sport. They’re two of the best athletes in the world right now, so take time to watch them play.

Know what other people are talking about

Finally, a great reason to watch the World Cup is simply because you know a lot of people around you will be watching it too. If you’re even remotely interested in it, you can make plans with your friends or coworkers to watch games and spend some quality time together!

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Predictions for the 2018 World Cup


Soccer fans around the world are anticipating the start of the 2018 World Cup, set to begin on June 14. Russia will be hosting the 21st FIFA World Cup, which is the first time a European country has held the tournament since Germany in 2006. Thirty-two teams will compete in a total of 64 matches throughout 11 cities in Russia. The final match, which occurs on July 15, will be held at the Luzhniki Stadium in Moscow.

Twenty out of the total 32 competing teams played in the last World Cup, which was held in Brazil in 2014. Germany was victorious in that tournament, and they are also one of the top contenders in this World Cup. Soccer enthusiasts are already compiling lists of who they think will win this year’s competition and what each teams chances are.

Leading the pack with a 50.33% chance of making it into the final 16 teams is Brazil. Their first game will be held on June 17 against Switzerland at the Rostov Arena in Rostov-On-Don. They have a 34.20% chance of making it into the quarterfinals, a 21.26% chance of making it to the semifinals, and a 13.34% chance of making it to the final game.

Not far behind them are the defending World Cup champs, Germany. They are predicted to have a 45.85% chance of making into the top 16 teams, with a 30.35% chance of playing in the quarterfinals, an 18.02% chance of making it to the semifinals, and a 10.62% chance of bringing home the cup for the fifth time.

Other top contenders include Argentina, with a 10.16% chance of winning it all, France with a 9.89% chance, and Spain with a 8.71% chance. In the middle of the pack are Belgium (4.00%), Portugal (3.28%), Uruguay (3.14%), Columbia (2.72%), England (2.22%), and Japan (2.15%).

With a less than two percent chance of making it into the finals, Sweden, Croatia, Mexico, Serbia, Poland, Peru, Australia, Switzerland, Egypt, Nigeria, Iran, Senegal, Denmark, Iceland, Saudi Arabia, Costa Rica, Korea Republic, Tunisia, Panama, and Morocco have their work cut out for them. Host country Russia has a 1.93% chance of making it into the finals when they kick off the tournament on June 14 against Saudi Arabia at the Luzhniki Stadium in Moscow.

4 Tips for Handling Your Schedule as a Young Professional


When you’re in college, you might think that you have a busy schedule and you’re prepared to juggle obligations and run on limited sleep. However, once you graduate and become a young professional with a full-time job, you’ll realize that you’re incredibly busy, but it’s different from what you experienced during college. When you’re in college, you have a clear path and schedule; you take classes at specific times, you have regular meetings, you do stuff with your friends who live nearby.

As a young professional, you’re spending at least eight hours at your workplace and then have a limited amount of time for your other plans. It’s up to you to plan your own schedule. You have to coordinate with friends’ schedules, find volunteer opportunities, discover networking groups and events, and make up your mind on what should be a priority and how you want to spend your time. For college students who thrived on being involved, having so many options on top of working full-time can feel a little overwhelming. Here are some tips on how to handle your young professional schedule and make sure you’re doing what you really want to do.

Prioritize events

The first step to take for managing your new, busy schedule is to prioritize your commitments and what you want to get involved in. If there’s a cause particularly important to you, make a charity that works with it your main philanthropic focus instead of trying to get involved with a variety of organizations. If you want to spend time visiting your family above everything else, plan around those visits. Decide what your focus is and how you want to spend your time and then work around those events.

Get plenty of rest

When you’re spending hours at work, going to the gym, attending a networking event, volunteering, and hanging out with friends, you probably feel like you cannot waste a second of your day sleeping more than necessary. However, being well rested is key to being able to manage a busy schedule; you’ll feel more inclined to stick to commitments and excel at work if you’re not short on sleep.

Talk to your friends

If you’re struggling to find time to fit in all the activities in your schedule and hang out with your friends or significant other, talk to them. Find out what each others’ schedules are and consider participating in events together. Attending a networking event together can be fun and help you branch out from your comfort zone. Volunteering together is a great idea and can be something you make a regular occurrence. It’s harder to stay in touch with friends once you graduate, so make the extra effort.

Plan ahead

You’ll feel much more on top of your schedule when you make the effort to actually plan ahead. Take time at the beginning of each week to look over your schedule so you’re aware of everything that’s happening in the week ahead. You don’t want to be caught off guard by an obligation or event you forgot. Add meetings and events to your phone’s calendar so you get reminders and write them down in a physical planner. You’ll be (and feel) more organized and do not have to stress about remembering everything.

How Getting Rid of Clutter Helps You Out Financially


More and more people are realizing the benefits of decluttering and focusing on living a more  minimalist lifestyle. Minimalism doesn’t mean you have to sell all of your belongings and own two t-shirts; it’s up to you how minimal you want your lifestyle to be. However, we can all agree that spending less money on new goods and getting rid of waste in our lives have many benefits, regardless of the extent we do it. One area decluttering benefits is helping you out financially, though this benefit might not be immediately apparent. Here are a few of the financial benefits you’ll get from decluttering your life.

Gain some money

One of the most obvious benefits of decluttering is that you can likely sell a fair number of items you’re getting rid of. Have a yard sale or find sites to sell things online, such as Craigslist or Facebook groups. If you have larger items, this method is even better, since you don’t have to worry about transporting them anywhere and can simply set them outside your home or wait for someone to come pick them up.

Lower your taxes

If you’d prefer to donate the items you’re decluttering or have things left over after a yard sale, it’s easy to find places to donate gently used goods, particularly clothes. You’ll be helping out a great cause and people in need while also lowering your taxes. If you itemize your tax return, you can list everything you’ve donated and write off that money.

Spend less money

When you commit to decluttering and living with less stuff, you’ll find that you’re spending less money on needless purchases. Instead of buying items you do not actually need, you’ll be more thoughtful with the money you’re spending. You realize that you do not actually need to keep gaining more useless goods and instead you’ll save and invest your money or use it to gain experiences and better yourself.

Greater productivity

If your life is too cluttered, it can be difficult to get a lot of work done and your productivity will suffer. You’ll often be distracted by the need to organize or clean instead of just tackling a task and getting it done. You’ll waste time searching through everything for the items you need in order to find one thing. Once you declutter, you’ll also save a lot of time cleaning because you’ll have less items to move and organize.

Avoid duplicate buying

It’s likely that there have been a few times you’ve bought something without realizing you already own it. You might look around for a specific type of clothing or item and not find it anywhere, so you go out and buy something new. Then, a few days or months later, you realize that you actually have duplicates of the item you do not really need. You might even sometimes intentionally purchase a duplicate item while your old one is perfectly good. Get away from this mindset and instead only keep items you’ll actually use.